HP stands for Hire Purchase and PCP stands for Personal Contract Purchase, and these are the two main types of car finance agreement. HP finance enables you to divide the cost of your car into monthly payments and at the end of your agreement, you will become the vehicle owner. With PCP finance, you will only pay for the vehicle's depreciation in value while in your possession and at the end of the agreement, you will return the car or make a balloon payment to keep it.

What's does APR stand for?

APR stands for Annual Percentage Rate. It includes the interest rate and all additional charges offered by finance providers.

What's the difference between hard search and soft search?

A soft credit search involves a simple background check which won't affect your credit score, whereas a more intensive hard search will show up on your credit record and may affect your score.

What paperwork do I need?

To apply for used car finance, you will need your driving license, and you may be asked for proof of address and income.

How do I apply for car finance?

To apply for car finance, find the vehicle you want from our range of used cars on our website and click the 'apply now’ button. Then complete the online application form and we'll be in touch with your tailored offers.

Once your application has been accepted, you will be able to define the terms of your agreement, including your deposit and the contract length which will affect your monthly payment amount.

Can I get car finance with a poor credit rating?

There are finance providers who specialize in bad credit car finance, so if you have a poor credit score, you may still be accepted. At Car Finance Company, we work with a range of lenders to give you the best possible chance of being accepted for car finance.

LD66NXK | CAR FINANCE COMPANY

MINI Countryman 1.6 John Cooper

2016/66

£13,995

2016/66 MINI Countryman 1.6 John Cooper Works SUV 5dr Petrol Manual ALL4 Euro 5 (s/s) (218 ps)

Enjoy peace of mind with this MINI Countryman John Cooper Works, boasting an MOT valid until April 2026 and a 3 month warranty for your assurance. This 2016 model, featuring a potent 1.6L petrol engine and four wheel drive, offers a dynamic driving experience. Inside, you'll find a premium Harman Kardon Hi-Fi system for exceptional audio, and a panoramic electric glass sunroof that opens up the cabin. The CHILI Pack enhances the already impressive specification, which also includes Bi-Xenon headlights for superior visibility and a rain sensor with automatic headlight activation for convenience.

This John Cooper Works variant stands out with its combination of performance and premium features. The four wheel drive system provides confident handling in various conditions, while the Bi-Xenon headlights and automatic activation offer enhanced safety and ease of use. The inclusion of the Harman Kardon sound system and the panoramic sunroof elevates the interior experience, making this MINI Countryman a truly special vehicle.

FREE UK DELIVERY

REGISTRATION: LD66 NXK
YEAR: 2016/66
MILLAGE: 44,315
EURO: 5
ENGINE SIZE: 1.6
FUEL TYPE: PETROL
COLOUR: BLACK
TRANSMISSION: MANUAL
BHP: 215
MPG: 38.2

WHY BUY FROM US?

✓ FAST Application

✓ Decision in Minutes

✓ Competitive Rates

✓ Deposit from £99

✓ FREE UK Delivery

WE CAN HELP!!

⭐ Self Employed

⭐ Employed

⭐ Good Credit

⭐ Bad Credit

APPLICATION FORM

Get started now – click the link to apply today, fast, simple application form.

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Frequently asked questions

APPLICATION FORM

HOW DOES IT WORK?

Complete Application

Complete the simple application form on the website. Open to all good credit, poor credit, employed or self employed.

Application Update

As soon as we receive your application we will update you with a decision within minutes (during working day)

Secure Your Vehicle

Pay a £100 deposit to reserve your vehicle while we prepare it, any balance of deposit will be due the day of delivery

Vehicle Preparation

Your vehicle will be serviced, receive a new MOT, and undergo a 100-point inspection.

Free UK Delivery

We offer a FREE UK delivery service, turnaround from deposit to delivery is usually around 7 days.

Stay Supported

Enjoy 12 months AA Breakdown cover and 3 months warranty free of charge (extended warranties available)

APPLICATION FORM

Get started now – click the link to apply today, fast, simple application form.

STANDARD EQUIPMENT

AUDIO AND COMMUNICATIONS

Engine Size
1598 cc
Top Speed
140 mph
0-62mph
6.9 sec
Power
215 bhp

Aux-In Connection
Basic Bluetooth Function with USB Audio
Central Bass Hi-Fi System
DAB Tuner
Radio BOOST CD

DRIVERS ASSISTANCE

Sport Button
TPWS - Tyre Pressure Warning System
PDC - Park Distance Control - Rear
Brake Pad Wear Indicator

EXTERIOR

Air Scoop Integrated between Bumper and Radiator Grille-Frame in Body Colour
18in Alloy Wheels - Twin Spoke Burnished Black
Door Handles - Chrome Plated
Door Mirrors - Electrically Adjustable and Heated
Electric Windows - One Touch Up and Down Front and Rear
Embellisher at Bottom Edge of All Windows - Chrome Plated
Exhaust Tailpipe - Visible Double Round Left and Right Stainless Steel
White Direction Indicators Lights
Roof Rails - Dark Anthracite
Roof in Body Colour
Mirror Caps in Body Colour
Security Locking Wheel Bolts
Side Scuttles with Integrated Indicators
Spoiler - Roof
Frame Chrome-Plated Radiator-Grille in Honeycomb Black
Headlights - Chrome Bezels
Heated Front Windscreen Washer Jets
John Cooper Works Aerodynamic Kit
MINI Mobility System

INTERIOR

Air Conditioning - Manual
Anthracite Headlining
Centre Rail
Floor Mats - Velour
Footrest and Pedals in Stainless Steel
Door Handles - Interior - Chrome Plated
Dashboard Trim - Piano Black
Door Ellipse and Downtubes - Piano Black
Cooled Glovebox
Cupholders - Two in Front
Grab Handles
Car Jack
Microfilter
John Cooper Works Leather Steering Wheel
Lashing Eyes in Luggage Compartment
Interior Surfaces - Piano Black
Interior lights - Integrated into Centre Front Headliner including Two Reading Lights
Multifunction Controls for Steering Wheel
Seats - 40:20:40 Split Rear Backrests
Seats - Height Adjustable Drivers
Seats - Sports Front
Steering Column Height and Length Adjustment
Sun Visors with Integrated Vanity Mirrors on Drivers and Passengers Sides

ILLUMINATION

Headlights - Follow Me Home
Front Fog Lights
Halogen Lights for Low Beam and High Beam Headlights
Headlight - Beam-Throw Control Electrical with Manual Adjustment
3rd Brake Light

PERFORMANCE

Sport Suspension
Sport Suspension - Lowered 10mm
MINIMALISM Fuel Saving Technology
Electronic Power Steering

SAFETY AND SECURITY

Dynamic Stability Control - DSC
EBD - Electronic Brake-Force Distribution
DTC - Dynamic Traction Control
Child Seat ISOFIX Attachment
Central Locking - Activated At 10mph
Central Locking - Remote
CBC - Cornering Brake Control
Brake Assist
Anti-Lock Braking System - ABS
Airbags - Driver
Airbags - Front Passenger
Airbags - Front Passenger with Deactivation Switch
Airbags - Front Side
Airbags - Head
Alarm - Thatcham CAT1
Hill Assist
Second Radio Remote Key

The vehicle specifications displayed on the website are supplied by a third party. Whilst every effort is made to verify and ensure the accuracy of the data, the information should only be used as a guide. Due to the nature of the vehicle having been previously owned it may have potentially had changes from the original manufactures specification. E. & O.E.

APPLICATION FORM

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example:

Borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

MINI Countryman 1.6 John Cooper

2016/66

£13,995

REGISTRATION: LD66 NXKYEAR: 2016/66MILLAGE: 44,315EURO: 5ENGINE SIZE: 1.6FUEL TYPE: PETROLCOLOUR: BLACKTRANSMISSION: MANUALBHP: 215MPG: 38.2

Frequently asked questions

REGISTRATION: LD66 NXK
YEAR: 2016/66
MILLAGE: 44,315
EURO: 5
ENGINE SIZE: 1.6
FUEL TYPE: PETROL
COLOUR: BLACK
TRANSMISSION: MANUAL
BHP: 215
MPG: 38.2