CAR FINANCE COMPANY

Car Finance and an IVA

An IVA can make obtaining vehicle finance more difficult. Whether an application can be considered depends on the status of the IVA, affordability and individual lender criteria.

A credit history does not tell the whole story

Lenders assess several parts of an application, including affordability, employment, address history and existing commitments. We submit applications to an appropriate route from our selected lender panel rather than promising an approval before assessment.

Choose a car first or apply first

If you have already found a vehicle, apply from its page and we will carry the registration into the application. If not, apply first and look at suitable cars once your options are clearer.

What happens next?

  1. Apply online. Tell us about your circumstances and, if you have chosen one, the car.
  2. Review the available route. The application is assessed subject to lender criteria and status.
  3. Choose and complete. Confirm the car and finance terms, then arrange free UK delivery to your home or place of work.
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